The two-tone Raindrop Cubic Zirconia Pendant is one of our most classy pieces. It features an icy round cut clear cubic zirconia hanging from two-tone bands. Our two-tone and tri-tone process use 18k gold that electroplated coating the item with heavy layers of 18k yellow gold giving it that 14k hamiliton gold polished look. The silver tone is achieved by applying a heavy coating of genuine rhodium to the item giving is a lustrous silver tone high polish.